401(k) Calculator
Plan your retirement by estimating your 401(k) savings growth and future value.
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Enter Your Information
Your Retirement Projection
$0.00
Total contributions: $0.00
Investment growth: $0.00
Years to retirement: 35
Estimated 401(k) Balance: $0.00
About 401(k) Retirement Savings
Key Benefits
- Tax-deferred growth potential
- Employer matching contributions
- Higher contribution limits than IRAs
- Automatic payroll deductions
2025 Contribution Limits
- Employee: $23,500
- Catch-up (50+): Add'l $7,500
- Total limit: $70,000
Retirement Tips
- Start early to maximize compounding
- Contribute at least enough to get full employer match
- Diversify investments based on age
Key Formula
Future Value:
FV = PV × (1 + r)n + PMT × [((1 + r)n - 1) / r]
Years to Retirement:
n = Retirement Age - Current Age